The CFPB Adds Five to Its Executive Team

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles Demand Propels Home Prices Upward 2 days ago December 1, 2020 1,274 Views The Consumer Financial Protection Bureau (CFPB) announced additions to its executive team. According to a press release, the bureau—”which helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives”—has added the following to its staff:Matthew R. Bettenhausen serves as Senior Advisor and Counselor to the Director. Bettenhausen has more than 17 years of federal service, principally as an Assistant United States Attorney with the Department of Justice in the Northern District of Illinois (Chicago).  There he served as Associate Chief of the Criminal Division and Acting Chief of Appeals, among other supervisory positions, and engaged in many complex financial crime investigations and prosecutions. Bettenhausen earned his B.S. in Accountancy (currently a licensed CPA in Illinois) and J.D. from the University of Illinois Urbana-Champaign.Chris Chilbert is the Chief Information Officer in the CFPB’s Operations Division. Chilbert has more than 20 years of federal service. Before joining the Bureau, he served as Assistant Inspector General for Information Technology at the U.S. Department of Health and Human Services’ Office of Inspector General where he led their adoption of modern management practices and technologies. Chilbert is a veteran of the U.S. Navy submarine force. He earned a Bachelor of Science in Systems Engineering from the U.S. Naval Academy and a Master of Business Administration from the College of William and Mary.Janis K. Pappalardo is the Associate Director for Research, Markets, and Regulations.  Prior to joining the CFPB, Pappalardo served as Assistant Director for Consumer Protection at the Federal Trade Commission (FTC).  In that capacity, she led the only division in the FTC’s Bureau of Economics devoted to the consumer protection mission. Pappalardo has served at the FTC for more than three decades and started as an economist conducting and initiating independent analyses on consumer protection matters. She earned her doctoral and master’s degrees from Cornell University and bachelor’s degree from The Catholic University of America.Donna Roy is the CFPB’s COO. Her management experience of over 35 years spans working with Fortune 200 Financial Services companies through small, start-up experience as an entrepreneur. Roy served previously as the CFPB’s Chief Information Officer. Before joining CFPB, she served for 13 years in several positions of increasing responsibility at the U.S. Department of Homeland Security, with leadership excellence recognized by both industry and federal government awards. She has over 20 years of federal government experience as a leader focused on innovative, customer-focused solutions within dynamic environments. Roy is a United States Marine Corps veteran and a graduate of Wades College in Dallas.Deborah Royster is the Assistant Director, Office for Older Americans. Before joining CFPB, Royster served as CEO of Seabury Resources for Aging, a nonprofit organization that provides affordable housing, transportation, care management, and other support services to older adults and family caregivers in the Washington, D.C. region. Royster is a graduate of the University of Maryland and the University of Virginia School of Law. Tagged with: CFPB in Daily Dose, Featured, News Previous: Loan Application Defects Are Down From 2019 Next: FHA Raises Single-Family Loan Limits The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Christina Hughes Babb Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly,, Dallas Observer, Edible, and the Dallas Morning News, among others. Share Save The CFPB Adds Five to Its Executive Teamcenter_img Demand Propels Home Prices Upward 2 days ago Subscribe The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / The CFPB Adds Five to Its Executive Team  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago CFPB 2020-12-01 Christina Hughes Babb Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

Leading Scots agent supports rent controls

first_imgHome » News » Leading Scots agent supports rent controls previous nextLeading Scots agent supports rent controlsDavid Alexander believes they could work if implemented “wisely” and not across whole cities but selectively in hotspots.Nigel Lewis11th October 20170793 Views One of Scotland’s best-known estate agents has said he supports rents controls.David Alexander, whose agency DJ Alexander operates across Edinburgh and Glasgow, says they could help make rental markets “more stable”.His comments come as Scotland prepares to introduce rent controls this December which, as well as ushering in a ‘new model tenancy’ to offer tenants greater flexibility and protection, will enable local authorities to identify rental pressure zones and introduce rent controls within them.David, pictured left, says rent controls could work if “implemented wisely” and that rental markets already self-regulate because landlords often choose tenants who they think will be reliable, and worry less about how much rent a property generates.“He or she will value a tenant who respects the property and who has a good payment record in more than just monetary terms; in other words, to retain such a valued customer, the landlord will invariably restrict any rent increase to the rate of inflation and in some cases not increase it at all,” says David, writing in the Scotsman newspaper yesterday.But David says he does not support the city-wide application of rent controls – which local authorities in Scotland have said they plan to introduce – but appears to think that its selective application in rental hotspots could work.“If implementing RPZs local and national, politicians must remain alert to the law of unintended consequences.”ARLA viewDavid’s comments contradict ARLA Propertymark’s position on rent control. Its Chief Executive David Cox said, after the Labour Part recently revealed it would introduce them in England, that it “clearly hasn’t learnt the lessons of history” and that “the last time rent controls existed the private rented sector went from housing 90 per cent of the population to just seven per cent,” he said.“Whenever and wherever rent controls are introduced, the quantity of available housing reduces significantly, and the conditions in privately rented properties deteriorate dramatically.”  David Alexander David Cox October 11, 2017Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021last_img read more

Over 30 exams planned to take place in person this Trinity term

first_imgTwenty exams have been confirmed to take place in person this year, with a further 15 papers set to be confirmed dependent on the government’s announcement on in-person course returns before next term. The majority of the exams already confirmed to be in-person are exams set by the Chemistry faculty, including Prelims and FHS exams, and the majority of exams set to be confirmed are ancient languages exams, held by the Classics faculty.The Chemistry faculty outlined justification for in-person exams to their students in correspondence, citing “the rigour of the examination process,” greater ease of revision due to relevance of past papers available online, and “widespread collusion and cheating” at other Universities that chose to assess Chemistry remotely. The faculty went on to say that “the Teaching Committee decided unanimously that this was our first preference for exams next term, and the decision was ratified by the academics in all sections.”Students taking in-person exams this year will not be expected to wear sub fusc, and those that choose to wear sub fusc have been asked to leave their caps at home. Face coverings will need to be worn throughout exams and in the examination buildings, except for those that have a legal exemption. For those that are self-isolating or unable to return to Oxford for Trinity due to travel restrictions, there is the possibility of sitting the exam online at the same time as the in-person exam, with remote invigilation. Sacha Chowdhury, a first-year Chemistry student, told Cherwell: “I would have preferred to do online exams for a few reasons: firstly, there’s just less health risk than in person exams. Also, since a lot of this year has been online including both sets of collections, we haven’t really had any practice with in person exams at uni. […] Another worry would be that if there were to be a spike in the weeks preceding the exams since, by committing to in-person exams, it makes it difficult to make a U-turn if necessary, so it relies on the government’s plan being successful.” “A benefit of in-person exams is that I think I perform better as seeing other people working around me and being in an exam school may give me more adrenaline and focus, which is something I struggled with in online collections.”A spokesperson for the University of Oxford told Cherwell: “In line with government guidance, the University will continue to offer a mix of in-person and online teaching and assessment while the national restrictions are in place. The vast majority of in-person exams taking place during Trinity Term will take place online using Inspera. The platform offers a greatly improved online exam experience for students with an intuitive interface and a range of tools that meet Oxford’s diverse needs.”“Around thirty in-person examinations are scheduled [to] take place in Trinity Term, pending government confirmation around Easter of further courses which are able to return to in-person teaching and assessment. These exams are planned to take place in person in line with professional body accreditation requirements, or because it is not possible to examine their content remotely. Trinity Term in-person exams will be held with a range of safety measures implemented, including reduced capacity in exam halls, the compulsory use of face coverings and limited contact between individuals.” “Students unable to sit their exams in-person, because they are having to self-isolate or they have dispensation to be resident outside Oxford, will be able to apply, via their college, to sit an online exam with remote invigilation – which is outside of Inspera, not a part of it.”“The University’s guidance and provisions to facilitate safe teaching follow Government advice. They have been carefully prepared in consultation with staff, Public Health England and other local partners.”Image Credit: Paul Chapman / Oxford University – Matriculation / CC BY-SA 2.0last_img read more

Vietnam installed 4GW of utility-scale solar in the past 12 months

first_img FacebookTwitterLinkedInEmailPrint分享PV Magazine:As developers scrambled to meet the end of June deadline to tap a generous feed-in tariff scheme, Vietnam saw unprecedented activity in its utility scale solar market, with multi gigawatts of PV capacity connected to the grid.While Australia and Vietnam have been progressively expanding over 12 months, the latest tally showed the Southeast Asian country had overtaken Australia for operating utility scale solar PV capacity, according to Norwegian consultancy Rystad Energy.Building on the previous year’s record volume of new large-scale PV capacity, Australia continued to expand its portfolio of commissioned projects. According to Rystad’s data, the nation’s operating capacity rose from less than 600 MW to 2.7 GW over 12 months. However, that performance was put in the shade as the Vietnamese market skyrocketed on the back of June installation figures, from less than 10 MW of operational generation capacity in June 2018 to more than 4 GW – a 400-fold increase.More than 60% of that capacity was commissioned last month, Rystad found. The average time for construction and commissioning in Vietnam was an astonishing 275 days.“Few would have predicted Vietnamese utility PV to exceed Australia’s by mid-year,” said David Dixon, senior analyst on Rystad Energy’s renewables team. “The commissioned capacity in Vietnam has exceeded our high case.”Rystad’s prediction was that 40 solar projects with a total generation capacity of 2 GW were due to come online in Vietnam this year, itself a big leap from just two large scale projects – the 49 MW Krong Pa and 35 MW Duc Hue PV farms – commissioned last year. However, according to Vietnamese state-owned utility EVN’s latest data, as many as 82 plants with a combined capacity of 4.46 GW were connected to the national grid by the end of June.More: Vietnam overtakes Australia for commissioned utility scale solar following June FIT rush Vietnam installed 4GW of utility-scale solar in the past 12 monthslast_img read more

Homes with drone landing pads to hit the market within five years

first_imgDrone operator Tony Gilbert said drone delivery was an idea well worth exploring. IMAGE: Claudia BaxterFor drone operator Tony Gilbert, who specialises in aerial mapping for engineers, surveyors, developers, building designers and other commercial organisations, the future or drone delivery is not a joke.More from newsParks and wildlife the new lust-haves post coronavirus13 hours agoNoosa’s best beachfront penthouse is about to hit the market13 hours ago“I think it’s a really great use of the technology, a logical use of the technology,” Mr Gilbert said.“Anywhere where you can reduce the cost of ordinary everyday product by using technology, it’s well worthwhile exploring.” While it may sound like the plot of a Ken Saunders book, it could in fact become a reality in just a few years.In Saunders’ book 2028, there are no longer postal delivery by postmen/women. Instead, drones deliver the mail and provide surveillance for ASIO.Saunders said he wrote the first draft of his “comedy” novel 2028 in 2015.“It wasn’t so much an attempt to predict the future, but more to describe a world where some of the not very good ideas around today have developed in slightly preposterous ways that sort of make sense, almost.”Saunders put pen to paper in a comical way, but builder Rivergum Homes design director John Eckert said the reality was that drone landing pads would become a viable option for new houses in the not-to-distant future. Tony Gilbert uses drones for aerial mapping. IMAGE: Claudia BaxterA Queensland builder has predicted a new wave of home designs incorporating drone landing pads could hit the property market in as little as three years. MORE: Cattle baron’s fun house for rent Printing a house to live in RELATED:center_img A year-long trial backed by Google, Project Wing, wrapped up in the ACT a fortnight ago; now the company has set its sights on launching the world’s first commercial delivery drone operation in urban Canberra before June.Civil Aviation Safety Authority corporate communications manager Peter Gibson said the trial to deliver fast-food from unmanned aircraft in Bonython was the only one like it in the world.“Google decided to come all the way from the West Coast of the US about two years ago,” Mr Gibson said.“They said under Australia’s rules a lot of the regulatory issues they would have faced in America were already solved because we had a set of clear rules of what they could and couldn’t do.”He said when it came to drone deliveries becoming mainstream, the world was still in trial and developmental stage.“Particularly getting the unmanned traffic systems right so the drones can fly safely and navigate their way around without running into obstacles or themselves,” he said.“If you’re a homeowner, it’s not something you could envisage using in the medium to near future, but in the long term it’s highly likely yes.”Mr Gibson said the landing pads could have more practical applications, such as a portable structure to land a drone after a shark patrol on the South Coast of New South Wales he witnessed.“Local council had paid a company to move up and down it’s beaches to do shark patrols and he had a little piece of metal on the sand with ‘H; on it, like helicopter and he put traffic cones in a circle 30m out so it would keep people away,” he said.Mr Eckert said as drone delivery systems continued to be tested and explored, it was hard to put an exact date on when it will be integrated into day-to-day lives.“But it’s certainly something that Rivergum Homes will be prepared for when the time comes, whether that be three or five years down the track.” No I think it’s really is a great use of the technology anywhere you can reduce the cost of ordinary everyday product.Mainly we are assisting surveying and engineers survey principals across large area — time consuming and intensive we allow use those across large areas for roads and new developments. The key to surviving your kids on their wildest days An artists’ impression of Rivergum Homes’ future drone landing pads to be incorporated into Queensland homes.“When I think of how online shopping has evolved in the last decade, it’s easy to see how this will affect the design of our homes to allow for a superior delivery experience,” he said.“Looking to the future, drones would certainly offer a unique way of maximising roof space with the inclusion of landing pads integrated onto the roof or into backyard designs to meet the advances in lifestyles.” >>FOLLOW EMILY BLACK ON FACEBOOK<<last_img read more

Ireland slip to Bangladesh defeat

first_imgShakib Al Hasan put in a match-winning performance as Bangladesh saw off Ireland in a World Twenty20 warm-up clash in Fatullah. The all-rounder clubbed 58 from 32 balls as part of Bangladesh’s first-up 179 for three, and then took two for 13 as the Irish were seen off by 44 runs. Bangladesh had been in some trouble at 63 for three when Shakib and captain Mushfiqur Rahim joined each other at the crease, but a partnership of 116 (Rahim 59 from 30) saw them post a healthy total. Ireland opener Ed Joyce scored a run-a-ball 44 and Stuart Thompson contributed 35 lower down the order but Bangladesh were comfortable winners. center_img Press Associationlast_img read more

“It feels good to be back” – Briggs

first_imgFOR 28-year-old defender Matthew Briggs, being named in Guyana’s 23-man squad for the CONCACAF Gold Cup is a ‘dream come true’ — a series of thoughts and imagination that started since he first tasted International football for the Golden Jaguars in March of 2015.Briggs played an instrumental role in Guyana’s 2 – 0 win over Grenada at the Guyana National Stadium on March 28, 2015, however, FIFA’s Disciplinary Committee overturned the result in favour of the men from the ‘Spice Isle’, claiming that the former Fulham FC English Premier League defender was ineligible to play for Guyana.According to the FIFA Disciplinary Committee, who met and deliberated over the matter before handing down the sanction, the GFF was liable for the violation of article 5 of the regulations governing the application of the Statutes as well as article 55 paragraph 2 of the FIFA Disciplinary Code for having fielded the player, Matthew Briggs, without him holding Guyanese nationality.FIFA further noted that the match is declared a lost by forfeit by Guyana (3-0), citing the FIFA Disciplinary Code. In addition, the Federation is ordered to pay a fine to the amount of 4,000 Swiss Francs.The GFF was also ordered to take all appropriate measures in order to guarantee that the FIFA regulations are strictly complied with.The Golden Jaguars had initially won the match 2 – 0, thanks to a double from Pernell Schultz in the 18th and 38th minutes.Fast forward to over four years later, Briggs, who also played with Watford, Colchester and Millwall, told Chronicle Sport in an exclusive interview, “I’ve had a rough few years but to come through the other side…I’ve had a great season with Maldon and Tiptree and to now be called up for Guyana to play in the gold cup, it’s a dream come true.”Over the years, while waiting for the Guyana Football Federation (GFF) flagship programme, the senior men’s national team went through the highs and lows of International football. Briggs noted that he was “watching the boys playing and keeping track of their progress and was gutted, I couldn’t be a part of it. And I want to say first of all ‘thank you’ to the boys for getting Guyana to the Gold Cup and I am proud of every single one of them.”“This is the best team I think Guyana has ever had and I think we will surprise a lot of people at the Gold Cup. I believe we have a team strong enough to get out of the group stage most definitely,” Briggs said.Briggs and company will meet up from June 1 in Bermuda where they will come up against fellow Gold Cup debutants, Bermuda, in an international friendly on June 6.Golden Jaguars will then travel to Costa Rica to continue their camp over the period June 9-13 and while there, they will play another international friendly, this time against Caribbean powerhouse, Haiti, on June 11.From Costa Rica, the team will travel to their base in St Paul, Minnesota, USA, for their opening game of the CONCACAF Gold Cup 2019 on June 18 against defending champions, USA.The Golden Jaguars were drawn in Group D of the 16-team tournament, with the USA, Panama, and Trinidad and Tobago.Following their opening game against the USA on June 18, the side will travel to Cleveland, Ohio to take on Panama on June 22 at the First Energy Stadium, then play their final group game against Caribbean Football Union (CFU) rivals, Trinidad and Tobago, on June 26 at the Children’s Mercy Park in Kansas.Golden Jaguars team: Matthew Briggs, Terell Ondaan, Jordan Dover, Liam Gordon, Quillan Roberts, Sam Cox, Neil Danns, , Emery Welshman, Keanu Marsh-Brown, Ronayne Marsh-Brown, Callum Harriott, Anthony Jeffery, Pernell Shultz, Warren Creavalle, Elliot Bonds, Terrence Vancooten, Kevin Layne, Stephen Duke-McKenna, Sheldon Holder, Daniel Wilson, Akel Clarke and Alex Murray.last_img read more